Start with these Medicare tools
IRMAA calculator (2026)
Estimate income-related Part B and Part D surcharges.
Open tool →Medicare IEP calculator
Find your seven-month sign-up window from your birthday.
Open tool →Part B penalty calculator
Estimate the monthly cost of delayed Part B enrollment.
Open tool →Medicare AEP calendar
Keep fall AEP and Medicare Advantage OEP dates handy.
Open tool →Part D penalty calculator
Estimate the monthly cost of a gap in drug coverage.
Open tool →Medigap enrollment calculator
Estimate your six-month Medigap open enrollment window.
Open tool →Browse all free Medicare tools →
Plan the rest of your Medicare journey
Enrollment & deadlines
Medicare IEP calculator
Find your seven-month sign-up window from your birthday.
Open tool →Enrollment period finder
Find the enrollment window that fits your situation.
Open tool →Medigap enrollment calculator
Estimate your six-month Medigap open enrollment window.
Open tool →HSA stop-date planner
Plan when to stop contributions before Medicare begins.
Open tool →Retirement enrollment timeline
Map Part B enrollment around your retirement dates.
Open tool →Turning-65 Medicare kit
Keep your sign-up tasks and questions in one place.
Open tool →Costs & penalties
IRMAA calculator (2026)
Estimate income-related Part B and Part D surcharges.
Open tool →Part B penalty calculator
Estimate the monthly cost of delayed Part B enrollment.
Open tool →Part D penalty calculator
Estimate the monthly cost of a gap in drug coverage.
Open tool →IRMAA appeal checklist
Organize documents for a request to reduce IRMAA.
Open tool →Annual review
Medicare AEP calendar
Keep fall AEP and Medicare Advantage OEP dates handy.
Open tool →ANOC changes worksheet
Compare next year’s plan changes before fall enrollment.
Open tool →Annual cost comparison
Compare premiums and estimated spending side by side.
Open tool →Annual review kit
Prepare your coverage questions for your yearly review.
Open tool →ANOC explainer
Turn your plan’s change notice into a review checklist.
Open tool →OTC benefit organizer
Keep plan-specific benefit details ready for review.
Open tool →Organizers & binders
Medical binder
Keep care contacts and medical information together.
Open tool →Medication log
Keep an up-to-date list of medications and instructions.
Open tool →Caregiver binder
Share care routines and contacts with your support team.
Open tool →End-of-life planner
Organize wishes and practical details for your loved ones.
Open tool →Medicare resources for agents
Practice for AHIP, organize your clients and track your book with free downloads.
Open the agent hub →Learn before you decide
Read the Medicare guides or explore Medicare en español. Confirm enrollment and coverage decisions with official sources.