Some Medicare Advantage plans pay part of your Part B premium back to you. It's a real benefit — here's how the 2026 giveback works and what to watch for.
The Part B giveback (officially a "Part B premium reduction") is offered by certain Medicare Advantage plans. The plan covers a portion of your $202.90 monthly Part B premium, and the amount shows up as a reduction in what's deducted from your Social Security check — anywhere from a few dollars to the full premium.
A giveback is a plan benefit, not a Medicare program. Plans that offer it may trade off other benefits, networks, or drug coverage. The lowest premium isn't always the best plan — compare the whole package, including your doctors and prescriptions.
Availability depends on your county, and not every area has one. Use the enrollment finder to confirm your window, then have an agent compare giveback plans against your full needs. Changes happen during AEP (Oct 15–Dec 7).
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New here? Start for $7.49 →It's a Medicare Advantage benefit where the plan covers part of your $202.90 Part B premium, reducing the amount deducted from your Social Security check — from a few dollars up to the full premium.
Yes. It's a legitimate Medicare Advantage benefit, but availability depends on your county and the plan may trade off other benefits, so compare the full package.
Enroll in a Medicare Advantage plan that offers a Part B premium reduction during a valid enrollment window. Availability varies by location — an agent can check what's offered where you live.
Figures on this page are verified against U.S. government primary sources: