Not affiliated with AHIP/CMS/Medicare; educational only, not insurance advice
Prepare for Open Enrollment now
AEP: October 15–December 7, 2026 → coverage starts January 1, 2027. The annual window applies to Medicare health and drug plan changes; it is not the initial Part B enrollment window. Changes must reach the plan by the deadline.
Your plan sends an ANOC each fall describing costs and coverage effective in January. If it is missing, contact the plan. Read it alongside the Evidence of Coverage; verify drugs, pharmacy pricing and providers directly with the plan and providers.
Entries stay in this page’s memory; these tools do not store or send them. Refreshing or clearing removes them. Save a PDF to retain a copy. Do not enter Medicare numbers, Social Security numbers or upload documents.
Use your browser’s Print dialog and choose Save as PDF. Large-print output includes your current entries, results, assumptions and sources. Blank fields remain blank; enter 0 only when a cost is truly zero.
Use the changes to prepare questions
The summary flags differences, not improvements or recommendations. A premium increase of $10 per month means $120 more in plan premiums across a full year; that is not a total-cost forecast. Out-of-pocket limits are not spending predictions. Blank or nonapplicable values are not treated as zero.
Official sources
Rules and figures as of October 11, 2026. Calculators use 2026 amounts only; do not use them as 2027 estimates.