Short answer up top, then the exact rule. Here's what Original Medicare does and doesn't cover for depression screening in 2026 — and where a Medicare Advantage plan can fill the gap.
Quick answer: Yes — free once a year. Part B covers one depression screening per year. It has to be done in a primary care setting that can provide follow-up treatment and referrals. You pay $0 when the provider accepts assignment — but the follow-up care that comes after it is not free.
Medicare Advantage plans must cover the yearly depression screening at $0 in-network. Where plans differ is everything downstream: therapy visit copays, psychiatric provider networks, and whether the plan adds telehealth mental-health access. Compare the mental-health cost-sharing line, not the screening.
Everyone on Medicare — this one isn't risk-gated. It's also one of the easiest $0 benefits to name during an annual review, because the screening happens at a visit the client is already having. Be clear about the boundary: the screening is free; the treatment it may lead to carries normal cost-sharing.
See the current Part A, Part B, and Part D numbers — premiums, deductibles, and the new drug cap — in one place. Free, no signup.
See 2026 Medicare Costs →Once each year. Part B covers one depression screening per year, and it has to be done in a primary care doctor's office or primary care clinic that can provide follow-up treatment and referrals.
Yes. You pay nothing for the yearly screening when your provider accepts assignment. If you need follow-up treatment or you see a mental health care provider afterward, you may have to pay a copayment or coinsurance for that care.
Coverage gaps in Original Medicare — like depression screening — are exactly what a Medicare Advantage or Medigap plan is meant to fill. Our free Enrollment Finder shows the window you can switch in, and the guide library walks through the trade-offs. This page is free to share with anyone weighing their options.
Open the Enrollment Finder →This answer is based on U.S. government Medicare coverage rules: