Short answer up top, then the exact rule. Here's what Original Medicare does and doesn't cover for telehealth in 2026 — and where a Medicare Advantage plan can fill the gap.
Quick answer: Yes. Medicare Part B covers telehealth visits — office visits, mental-health therapy, consultations, and more. Through December 31, 2027 you can get most telehealth from anywhere in the U.S., including your home. You pay 20% of the Medicare-approved amount after the Part B deductible — the same as an in-person visit.
Medicare Advantage (Part C) plans cover at least the same telehealth as Original Medicare and often add more — extra covered services or from-home access regardless of the temporary federal window. Copays for telehealth visits vary by plan, so check your plan's telehealth benefits and cost-sharing.
Anyone who wants to see a provider by video or phone — especially people who are homebound, rural, or managing ongoing conditions. Confirm your provider offers Medicare telehealth and bills it correctly so your visit is covered at the standard 20% cost-share.
See the current Part A, Part B, and Part D numbers — premiums, deductibles, and the new drug cap — in one place. Free, no signup.
See 2026 Medicare Costs →Yes — through December 31, 2027, Medicare covers most telehealth from anywhere in the U.S., including your home. Some services, like mental-health telehealth, are covered from home permanently. Medicare Advantage plans may offer from-home telehealth beyond that window.
You pay 20% of the Medicare-approved amount after the Part B deductible — generally the same as an in-person visit. On a Medicare Advantage plan you'll pay the plan's telehealth copay instead.
Coverage gaps in Original Medicare — like telehealth — are exactly what a Medicare Advantage or Medigap plan is meant to fill. Our free Enrollment Finder shows the window you can switch in, and the guide library walks through the trade-offs. This page is free to share with anyone weighing their options.
Open the Enrollment Finder →This answer is based on U.S. government Medicare coverage rules: