Last updated June 2026. Please read these terms before using this website or any TemplateTitanHQ product.
This website and all TemplateTitanHQ products are provided for general educational and informational purposes only. Nothing here is financial, tax, legal, insurance, or medical advice, and nothing creates a professional or fiduciary relationship. Always confirm your specific situation with a licensed professional and with official sources before making any decision.
TemplateTitanHQ is an independent business. It is not affiliated with, sponsored by, or endorsed by the Centers for Medicare & Medicaid Services (CMS), the Social Security Administration (SSA), the federal Medicare or Marketplace programs, HealthCare.gov, or any insurance carrier, brokerage, field marketing organization, or other company. Any third-party names are used only for identification and remain the property of their respective owners.
Figures (premiums, deductibles, commission rates, dates, brackets) reflect publicly available 2026 information believed accurate at publication, but rules change and errors can occur. All calculators provide estimates only. Verify any number that matters to you at Medicare.gov, SSA.gov, your state marketplace, or with your carrier/FMO.
This website and all products are provided "as is" and "as available," without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, or non-infringement. You use them at your own risk.
To the fullest extent permitted by law, TemplateTitanHQ and its owner will not be liable for any indirect, incidental, consequential, special, or punitive damages, or any loss of profits, data, or business, arising from your use of (or inability to use) this website or any product — even if advised of the possibility. Where liability cannot be excluded, it is limited to the amount you paid for the product at issue.
TemplateTitanHQ spreadsheets and templates are licensed, not sold, for a single user's personal or internal business use. You may not resell, redistribute, sublicense, share, or republish the files or their contents, in whole or in part. As digital downloads, products are generally non-refundable once delivered, except as required by the marketplace's policy or applicable law. You are responsible for how you use any tool, including compliance with the rules of CMS, carriers, FMOs, and applicable laws (including TCPA and marketing rules).
Links to third-party sites are provided for convenience. We do not control and are not responsible for their content, accuracy, or practices.
We may update these terms at any time; continued use means you accept the current version. Questions about these terms can be sent through our Etsy shop message system.
We are committed to making this website usable for everyone and aim to follow the Web Content Accessibility Guidelines (WCAG) 2.1/2.2 Level AA as our standard. We build accessibility into the site's source code (we do not rely on third-party overlay widgets). Accessibility is ongoing, and some content may not yet fully conform. If you encounter any barrier or need information in another format, please contact us through our Etsy shop message system and we will work promptly to help and to fix the issue.