/* Shared Medicare site layout, 2026-10-11. Loaded last on every public page. */
html{font-size:17px}body{font-size:1rem;background-attachment:scroll}body::before{display:none}
.wrap{max-width:1120px;padding-inline:24px}p,li{line-height:1.65}h1{font-size:clamp(1.8rem,4vw,2.7rem);line-height:1.15}h2{font-size:clamp(1.35rem,3vw,1.8rem);line-height:1.3}h3{font-size:1.12rem;line-height:1.4}
body,p,li,h1,h2,h3,a{overflow-wrap:break-word}img,video,svg{max-width:100%}img{height:auto}
.site-nav .wrap{gap:4px 18px;padding-block:8px}.site-nav .navlinks{gap:0 14px;flex-wrap:wrap;min-width:0}.site-nav .navlinks a{padding:10px 0;min-height:44px;display:inline-flex;align-items:center;font-size:1rem}.site-nav a.brand{min-height:44px;font-size:1.05rem}.site-nav .themetog{min-width:44px;min-height:44px;margin-left:0}
header{padding:30px 0}header .kick{color:#b8d3ff;background:#101d39;border-color:#5c77a3;font-size:.75rem;letter-spacing:.08em}header .wrap p{max-width:65ch}
.audience-doors{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-block:22px}.audience-door{display:flex;flex-direction:column;gap:4px;padding:20px;background:var(--panel);border:2px solid var(--focus);border-radius:16px;text-decoration:none;min-width:0}.audience-door strong{font-size:1.14rem}.audience-door span{color:var(--body);font-size:1rem}
.discovery-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;background:none;margin-block:20px 30px}.discovery-grid .tool{min-width:0;display:flex;flex-direction:column;gap:10px;padding:22px;background:var(--panel);border:1px solid var(--line);box-shadow:var(--shadow);color:var(--ink);border-radius:16px}.discovery-grid .t{margin:0;color:var(--ink-hi);font-size:1.12rem}.discovery-grid .d{margin:0;color:var(--body);font-size:1rem;line-height:1.55}.tool-icon{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;background:var(--field);border:1px solid var(--line);border-radius:12px;color:var(--link);font-size:1.4rem;font-weight:700}.card-action{margin-top:auto;color:var(--link);font-size:1rem;font-weight:600}.discovery-section{margin-block:40px;scroll-margin-top:160px}
.section-jumps{display:flex;flex-wrap:wrap;gap:8px;margin:24px 0}.section-jumps a{display:inline-flex;align-items:center;min-height:44px;padding:8px 14px;border:1px solid var(--line);border-radius:999px;text-decoration:none;background:var(--panel)}
.breadcrumb{padding-block:18px}.breadcrumb ol{list-style:none;display:flex;flex-wrap:wrap;gap:0 10px;margin:0;padding:0}.breadcrumb li{min-width:0;font-size:1rem;color:var(--body)}.breadcrumb li+li::before{content:'›';margin-right:10px}.breadcrumb a{display:inline-flex;align-items:center;min-height:44px}.breadcrumb li:last-child{align-self:center}
.related{margin-block:40px;padding-block:20px;border-top:1px solid var(--line)}.related ul{list-style:none;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;padding:0}.related a{display:flex;align-items:center;min-height:56px;padding:14px;border:1px solid var(--line);border-radius:12px;background:var(--panel)}
.site-footer{padding:28px 0;margin-top:40px;border-top:1px solid var(--line);background:var(--panel)}.site-footer nav{display:flex;flex-wrap:wrap;gap:4px 24px}.site-footer a{display:inline-flex;align-items:center;min-height:44px;color:var(--link);font-size:1rem}.site-footer p{font-size:1rem;color:var(--body);margin:12px 0}
/* Empty slots never draw a border or reserve space. Ad content can supply its own dimensions when loaded. */
.ad-slot:empty{display:none!important;height:0!important;min-height:0!important;margin:0!important;padding:0!important;border:0!important}.ad-slot{min-height:0;padding:0;border:0;margin:0}
label,summary,small,.note,.disclaimer,.print-help,.sources a,.tool .d,.tool .t{font-size:1rem}input,select,textarea,button{font:inherit;max-width:100%}input,select,button{min-height:44px}input[type=checkbox],input[type=radio]{min-height:24px;min-width:24px;width:auto}button{color:var(--ink);background:var(--panel);border:1px solid var(--focus);border-radius:10px;padding:10px 16px;cursor:pointer}.btn{background:#8fc4ff;color:#080c1a;min-height:44px}.btn:hover{color:#080c1a}summary{min-height:44px;padding:10px 0;cursor:pointer}.row>div{min-width:0;flex-basis:200px}.card{padding:24px;min-width:0}.tools>*{min-width:0}.table-scroll{max-width:100%;overflow-x:auto}table{display:block;overflow-x:auto;max-width:100%;font-size:1rem}th,td{font-size:1rem}th{color:#fff}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid var(--focus);outline-offset:4px}
/* Preserve brand backgrounds while fixing contrasting foregrounds in both themes. */
.tool .t{color:var(--ink-hi)}.tool .d{color:var(--body)}.cta p,.cta li{color:#dbe6fb}.cta a{color:#b8d3ff}.cta .btn{color:#080c1a}.rtop .big{background:none;color:#b8d3ff;-webkit-text-fill-color:#b8d3ff}.rtop strong,.rtop b{color:#fff}.rtop .sub{color:#dbe6fb}.kick{color:#b8d3ff}.themetog{color:var(--ink)}
:root[data-theme=light] .tool{background:var(--panel);color:var(--ink)}:root[data-theme=light] .tool .t{color:var(--ink-hi)}:root[data-theme=light] .tool .d{color:var(--body)}:root[data-theme=light] .cta strong,:root[data-theme=light] .cta b{color:#fff}:root[data-theme=light] .rtop strong,:root[data-theme=light] .rtop b{color:#fff}
@media(max-width:760px){.discovery-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.site-nav .wrap{justify-content:flex-start}.site-nav .navlinks{width:100%;gap:0 16px}.related ul{grid-template-columns:1fr}}
@media(max-width:480px){.wrap{padding-inline:18px}.site-nav .wrap{padding-inline:18px}.site-nav .navlinks{gap:0 12px}.site-nav .navlinks a{font-size:1rem}.site-nav .navlinks .themetog{margin-left:auto}.audience-doors{grid-template-columns:1fr;gap:10px;margin-block:16px}.audience-door{padding:14px 16px}.audience-door strong{font-size:1rem}.audience-door span{font-size:1rem}.discovery-grid{grid-template-columns:1fr}.card,.cta{padding:18px}header{padding:24px 0}header .wrap p{font-size:1rem}.discovery-grid .tool{padding:20px}.actions{display:flex;flex-wrap:wrap;gap:10px}fieldset{min-width:0}.plan-grid{grid-template-columns:1fr!important}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation:none!important;transition:none!important}}
@media print{.site-nav,.site-footer,.audience-doors,.section-jumps,.breadcrumb,.related,.ad-slot{display:none!important}}
/* Contain long code samples and legacy printable layouts within the viewport. */
body{max-width:100%}main,section,article,aside{min-width:0}pre{max-width:100%;overflow-x:auto}code{overflow-wrap:anywhere}
@media(max-width:480px){body{margin-inline:0}.site-nav{position:static}.sheet,.page{max-width:100%;width:auto}table{min-width:0!important}#anoc-form table,#result table{min-width:0!important}}
/* Source worksheets also remain readable when opened directly as HTML. */
body .page p,body .page li,body .page .row,body .page .notes,body .page .l{font-size:1rem}body .page .cols{flex-wrap:wrap}body .page .col{min-width:0;flex-basis:260px}
@media screen{body .page{height:auto;overflow:visible}body .page .cta{flex-wrap:wrap}body .page .cta .btn{white-space:normal}}

/* Responsive content and inserted ad containers share the available width. */
main,section,article,fieldset,.plan-grid>*,.card{min-width:0}body{overflow-wrap:anywhere}img,video,iframe{max-width:100%}pre{max-width:100%;overflow-x:auto}textarea{width:100%;box-sizing:border-box}.site-footer a{overflow-wrap:anywhere}
@media(max-width:480px){h1{font-size:2rem;line-height:1.18}h2{font-size:1.4rem}p,li,label{line-height:1.6}.site-nav .wrap{align-items:flex-start}fieldset{max-width:100%;margin-inline:0}}